Apply for HubSpot Capital financing powered by Stripe

If you use HubSpot payments or Stripe as a payment processing option, you may be eligible for capital financing using HubSpot Capital, powered by Stripe.

HubSpot Capital allows eligible businesses to access financing based on payment processing history. Eligible accounts are pre-qualified based on transaction history. If approved, funding is transferred within two business days.

For questions about the Stripe Capital financing program, contact Stripe Capital.

Before you get started

Understand requirements

• To access HubSpot Capital financing, your business must be based in the United States or United Kingdom.
• Your HubSpot account must be enrolled in HubSpot payments or Stripe as a payment processing option.
• A business representative with at least 25% ownership must submit the capital financing application.

Understand limitations and considerations

• Financing offers will only display for eligible accounts.
• Financing offers use a fixed fee. Payments are automatically deducted from future payments.
• After receiving the financing, a minimum amount is due for each payment period. If payments collected through sales don’t meet the minimum required amount for the period, your account will be automatically debited for the remaining amount at the end of the period.
• If your financing agreement includes a fixed payment amount, deductions stop after the amount is met. The payment terms for your offer are displayed during the application process. Make sure to carefully review the terms before applying.
• HubSpot Capital, powered by Stripe, offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval.
  • In the U.S., loans are issued by Celtic Bank.
  • Merchant cash advances are provided by YouLend through Stripe Capital. Learn more about reviewing your offer terms.

Apply for financing

1. In your HubSpot account, click More, then navigate to Revenue > Payments. If More doesn't appear in your account, navigate to Revenue > Payments directly.
2. On the HubSpot Capital banner, click View offer.
3. If the banner isn't displayed, your account isn't currently eligible for HubSpot Capital financing.
4. In the right panel:
   • Click Details to view more information about the offer.
   • Select the amount using the slider.
   • Click Continue.
     
     
     
5. Verify your business information, then enter your identification details. 
6. If approved, funds are transferred to your connected bank account within two business days.

Manage capital financing

If your financing application is approved, view your financing status in your HubSpot account:

1. In your HubSpot account, click the settings icon in the top navigation bar.
2. In the left sidebar menu, navigate to Payments Account.
3. At the top, click the Financing tab.
4. Click the Financing activity dropdown menu to view financing activity.
5. Click Make payment to submit a payment.
6. Review transaction details in the table. Click Export to export the transaction details.